Student Loans Schmoans.
I didn't start college right after high school. I had had to do 4 years worth of high school work in 3 years and by the time I was done I was a little bit burnt out. I figured a break would do me some good. Plus I didn't have the money anyway so I decided to work for awhile and make some money and then I could go back to school when I was ready. I really enjoyed working and I loved the people I worked with but after a few years I was starting to feel stagnant and decided it was time to go back to school.
One day I saw a commercial for a business school in the area and since I enjoyed working in the world of business I thought it was worth looking into. I figured it might be expensive and I didn't want to go if I would have to take out loans. Well, my parents and I went and listened to their little shpiel (spelling?) and unfortunately student loans would be involved. But somehow they talked us into it anyways. After a few quarters at this business school I decided it was way too expensive and not at all what I was looking for in an education so I quit there and started going to the community college which was a lot better fit for me. And a lot more affordable.
After 3 quarters at this business school I had already racked up quite a bit of debt through student loans. One loan was in my parents' name and they graciously said they would pay off that loan while the other loan was left up to me. Fortunately I was able to deferr it for several years as I was still in school, etc. Well, now that I'm done with school for awhile it looks like it's time to start paying on it.
I got a letter yesterday saying I had to start paying on this loan and the first payment was due January 15th. Huh? The letter was dated the 13th, post-marked the 16th, how the heck was I supposed to get a payment to them by the 15th? Nice, people. You get an F in the Brilliance Department. So, I tried calling them and all I ever got was an automated system even though they promised the possibility of talking to a real live customer service representative. These people are really starting to tick me off. And I hate being in debt more than anything else in the world.
And this would be why I didn't want student loans in the first place.
One day I saw a commercial for a business school in the area and since I enjoyed working in the world of business I thought it was worth looking into. I figured it might be expensive and I didn't want to go if I would have to take out loans. Well, my parents and I went and listened to their little shpiel (spelling?) and unfortunately student loans would be involved. But somehow they talked us into it anyways. After a few quarters at this business school I decided it was way too expensive and not at all what I was looking for in an education so I quit there and started going to the community college which was a lot better fit for me. And a lot more affordable.
After 3 quarters at this business school I had already racked up quite a bit of debt through student loans. One loan was in my parents' name and they graciously said they would pay off that loan while the other loan was left up to me. Fortunately I was able to deferr it for several years as I was still in school, etc. Well, now that I'm done with school for awhile it looks like it's time to start paying on it.
I got a letter yesterday saying I had to start paying on this loan and the first payment was due January 15th. Huh? The letter was dated the 13th, post-marked the 16th, how the heck was I supposed to get a payment to them by the 15th? Nice, people. You get an F in the Brilliance Department. So, I tried calling them and all I ever got was an automated system even though they promised the possibility of talking to a real live customer service representative. These people are really starting to tick me off. And I hate being in debt more than anything else in the world.
And this would be why I didn't want student loans in the first place.
posted by Heidi @ 12:12 PM
<< Home